Other ways to transfer money with IBC vs Zelle So if you are using IBC with Zelle, the limits would be $500 per week. IBC Bank Zelle Transfer Limitsīanks, that are a part of the Zelle network, set their own limits on the amount that can be sent and received with Zelleįor banks that are not a part of the official Zelle network, there is a default limit of $500 per week for sending and receiving money. Make sure to do a test transfer with a small amount to see if it works and things go as expected, before proceeding with full-fledged use. The only difference is that you use your Zelle app instead of your mobile banking app. Once this one-time setup is completed, you should be able to now send or accept money from other Zelle users with your registered mobile number in the normal manner. your IBC bank account has been registered with the relevant US mobile number or email with the debit card. If things go as planned, you should be seeing a successful registration message i.e. Here is where you need to enter your IBC debit card details like the debit card number, zip code, etc. Next, it brings up the option to enter your bank debit card details.Enter the email id you would like to register on Zelle. Now, you may be asked to enter your email id to continue further.Enter “IBC” in the search bar and it will display not found, but you will also get the option “Don’t See Bank” tap on it You will be prompted to search for your bank.Read and Accept the Zelle terms of use if agreeable.Enter your US mobile number to be used for Zelle.Download and Install the Zelle App on your mobile.Walkthrough- How to Use Zelle with an IBC Bank Account But it does the job and is worth exploring this option. But you can still take a stab first to confirm.Īlso, the Zelle app does not have great reviews and may not work as smoothly for banks that have the option integrated. This service actually works using the debit card network MasterCard or Visa rails to complete the transfer.Ī point to highlight here if you go through the Zelle FAQ is that this option may not work if you have an IBC business account and may only work for a personal checking account. This option gives you the ability to use their service even for those banks which are not a part of the network. To have a wider accessibility of its services, Zelle gives you an out-of-the-box option to download the Zelle app and enroll in Zelle by linking your bank debit card. You can still use the indirect route to use Zelle with an IBC bank account. IBC bank does not have Zelle as an option within its mobile and does not appear on the official list of banks that are part of Zelle Network.īut that is not the end of the road. Alternatives to IBC Bank that are compatible with Zelle.Other ways to transfer money with IBC vs Zelle.Walkthrough- How to Use Zelle with an IBC Bank Account.So when you have to use Zelle, you just go to the transfer with Zelle option on your own banking app. Most banks that are a part of the Zelle network offer the service as an option built into their own mobile bank apps. These details are then used to send and receive money. It works by registering or linking your email id or US phone number with your bank account. It allows you to instantly send and receive funds between two US bank accounts, without fees. Zelle comes in handy to transfer or receive money from another bank. It has a decent network of more than 167 branches spread across cities like San Antonio, Corpus Christi, McAllen, Oklahoma City, Tulsa, Lawton, Austin, Brownsville, Zapata, and Dallas. This guide will walk you through all the details to get this done.įor context, IBC is an FDIC-insured bank, founded in 1966, with its headquarters in Texas, particularly to cater to the needs of small businesses. In a nutshell, you will have to download the Zelle App and add your IBC debit card to be able to use the Zelle option with your IBC account. IBC does not give you the option to use Zelle directly within its own app, but there is still a way around it to send and accept Zelle payments using your IBC bank account. This is possible, although not a straightforward process. If you use IBC bank and are curious to know if IBC Bank has the instant transfer service option of Zelle, you are on the right post to get the complete answer.
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